Savings Account Interest Rates

** Rates are effective as of October 24, 2019 **

On all our share plans, interest is paid and compounded monthly, and paid from day-of-deposit to day-of-withdrawal. All rates and terms are subject to change without notice. Please call our Member Services Department for a current quote.

* A.P.Y. – Annual Percentage Yield
** Membership required for these accounts

Savings & Checking Rates

TypeRateA.P.Y.*Minimum Balance Required
Main Share0.10%0.10%$25.00
Christmas Club0.05%0.05%$1.00
Share Draft Checking0.00%0.00%$1.00
Teen Draft Checking0.25%0.25$1.00

Money Market Deposit Accounts

TierRateA.P.Y.*
$25 - $2,4990.10%0.104%
$2,500 - $10,0000.25%0.250%
$10,001 - $25,0000.40%0.401%
$25,001 - $50,0000.50%0.501%
$50,000 and Over0.60%0.602%

Certificates of Deposit

 TermRateA.P.Y.*Minimum Balance Required
6 Months0.45%0.451%$1,000.00
12 Months0.75%0.753%$1,000.00
24 Months1.00%1.005%$1,000.00
36 Months1.25%1.257%$1,000.00
48 Months1.50%1.510%$1,000.00
60 Months1.75%1.764%$1,000.00
*** Substantial penalty for early withdrawal

Individual Retirement Accounts

If you’ve got money that you can afford to invest for your retirement, there’s really no good reason not to open an IRA. All rates and terms are subject to change without notice. Please call our Member Services Department for a current quote.
* A.P.Y. – Annual Percentage Yield
** Membership Required for these accounts

IRA Savings Account

RateA.P.Y.*Minimum Balance Required
0.05%0.10%$25.00

IRA Certificates of Deposit

TermRateA.P.Y.*Minimum Balance Required
12 Months0.75%0.753%$500.00
24 Months1.00%1.005%$500.00
36 Months1.25%1.257%$500.00
48 Months1.50%1.510%$500.00
60 Months1.75%1.764%$500.00

*** Substantial penalty for early withdrawal