Loan Interest Rates

** Rates are effective as of March 14, 2019 **

New Auto Loans

2019-2018 (Less than 5,000 miles)
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
New Auto5 years3.24% APR$18.08
New Auto6 years3.69% APR$15.50

Used Auto Loans

2018-2010
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
Used Auto 2018 - 2012 5 years3.44% APR* $18.16
Used Auto 2018 - 20126 years3.99% APR*$15.64
Used Auto 2011 - 20105 years5.39% APR*$19.05

Older Used Auto Loans

2009-2007 (Max Term is 4 Years)
APR* = Annual Percentage Rate

Loan TypeTermRate As Low AsEst. Payment Per $1000
Older Used Auto 2009 4 Years5.64% APR*$23.32
Older Used Auto 2008 4 Years5.89% APR*$23.43
Older Used Auto 20074 Years6.14% APR*$23.55

Motorcycle Loans

2019-2009
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
New Motorcycle5 years4.50% APR*$22.80
Used Motorcycle3 years5.50% APR*$30.20
Used Motorcycle4 years6.50% APR*$23.71

Recreational Loans

2019-2009
APR* = Annual Percentage Rate

Loan TypeTermRate As Low AsEst. Payment Per $1000
New Recreational6 Years7.75% APR*20.16
Used Recreational4 Years8.50% APR*24.65
Used Recreational5 Years9.49% APR*21.00
Used Recreational6 Years9.49% APR*18.27

Personal Loans

Personal Loans (Maximum $10,000)
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
Utility Loans48 Months3.99% APR$22.58
Personal Loan1 year6.74% APR*$86.41
Personal Loan2 years7.74% APR*$45.11
Personal Loan3 years8.99% APR*$31.80
Personal Loan4 years9.74% APR*$25.24

Share Secured Loans

100% of Available Balance Financed
The APR listed below will be added to the savings rate.
APR* = Annual Percentage Rate

Share Secured LoansTermAdded to Share RateEst. Payment Per $1000
Regular Shares4 Years3.00% APRN/A
Certificate Shares4 Years3.00% APRN/A

First Mortgage

Rates are based on a conventional mortgage with 80% loan to value. These rates are for owner occupied properties on purchase or no cash out refinancing. The loan amount cannot exceed Fannie Mae conforming loan limits.
APR* = Annual Percentage Rate

TermPointsRateAPR*Est. Payment Per $1000
30 Years04.875%4.995%$5.29
15 Years04.500%4.602%$7.65
10 Years04.250%4.341%$10.36

First Mortgage (New Purchase)

To learn more about these mortgage programs contact the credit union and speak to a mortgage loan officer!

ProgramTermDown
Payment
PointsRate
FHA Fixed30 Years3.5%0Call for Rate
VA Fixed30 Years0%0Call for Rate
USDA Fixed30 Years0%0Call for Rate
Investment 1-4 Family30 Years20%0Call for Rate

Home Equity Loan

APR* = Annual Percentage Rate

TermRateAPR*Est. Payment per $1,000
15 Years5.25%5.390%$8.04
10 Years4.75%4.864%$10.48
5 Years4.25%4.341%$18.53