Loan Interest Rates

** Rates are effective as of February 13, 2019 **

New Auto Loans

2019-2018 (Less than 5,000 miles)
APR* = Annual Percentage Rate

Loan TypeLTVTermRates As Low AsEst. Payment Per $1000
New Auto100%5 years3.49% APR$18.19
New Auto100%6 years3.74% APR$15.53

Used Auto Loans

2018-2012
APR* = Annual Percentage Rate

Loan TypeLTVTermRates As Low AsEst. Payment Per $1000
Used Auto100% 5 years3.99% APR* $18.41
Used Auto100%6 years4.24% APR*$15.75

Older Used Auto Loans

2011-2007
APR* = Annual Percentage Rate

Loan TypeLTVTermRate As Low AsEst. Payment Per $1000
Older Used Auto 2011100%4 Years4.49% APR* $22.80
Older Used Auto 2010100%4 Years4.49% A9R*$22.80
Older Used Auto 2009 90%4 Years4.99% APR*$23.02
Older Used Auto 2008 90%4 Years5.99% APR*$23.48
Older Used Auto 200780%4 Years6.99% APR*$23.94

Motorcycle Loans

APR* = Annual Percentage Rate

Loan TypeLTVTermRates As Low AsEst. Payment Per $1000
New Motorcycle90%4 years4.50% APR*$22.80
Used Motorcycle90%3 years5.50% APR*$30.20
Used Motorcycle90%4 years6.50% APR*$23.71

Recreational Loans

APR* = Annual Percentage Rate

Loan TypeTermRate As Low AsEst. Payment Per $1000
New Recreational6 Years7.75% APR*20.16
Used Recreational4 Years8.50% APR*24.65
Used Recreational5 Years9.49% APR*21.00
Used Recreational6 Years9.49% APR*18.27

Personal Loans

Personal Loans (Maximum $10,000)
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
Utility Loans48 Months3.99% APR$22.58
Personal Loan1 year6.99% APR*$86.52
Personal Loan2 years7.99% APR*$45.22
Personal Loan3 years9.24% APR*$31.91
Personal Loan4 years9.99% APR*$25.36

Share Secured Loans

100% of Available Balance Financed
APR* = Annual Percentage Rate

Share Secured LoansTermAdded to Share RateEst. Payment Per $1000
Regular Shares4 Years3.00% APRN/A
Certificate Shares4 Years3.00% APRN/A

First Mortgage

Fixed Rate – Purchases 90% with PMI, Refinances w/no cash out 90% with PMI, Refinance with cash out 80% of appraised value.
APR* = Annual Percentage Rate

TERMPointsRateAPR*Est. Payment Per $1000
30 Years04.875%4.995%$5.29
15 Years04.500%4.602%$7.65
10 Years04.250%4.341%$10.36
5 Years04.250%4.341%$10.36

Home Equity Loan

Fixed Rate (maximum $125,000) – 75% of Value less 1st Mortgage
APR* = Annual Percentage Rate

TermRateAPR*Estimated Payment per $1,000
15 Years5.00%5.13%$7.91
10 Years4.50%4.60%$10.36
5 Years4.25%4.34%$18.53