There are many advantages to taking care of checking, savings, and money management online. You can access your credit union online banking account 24 hours a day, seven days a week regardless of holidays, the time of day, or even your location. Use your home desktop computer or a smartphone while traveling, and you can stay on top of everything that goes on when you join St Anne Credit Union in New Bedford, Massachusetts. Checking and savings, money market, certificates of deposit, retirement IRA savings, and credit union auto loan and home loan options are just a few of the accounts you can obtain at this popular and long-standing credit union in Southeastern Massachusetts.
The Pros and the Cons
If you spend any amount of time searching the internet for the pros-and-cons of internet banking, you will find a lot of people have some pretty strong opinions. Online banking has become the standard for most financial institutions, including traditional banks, credit unions, credit card companies, and other lenders. It is very easy to use, makes making monthly payments and checking balances a breeze, but there are some things to consider before jumping into internet banking. The best option for most consumers is a healthy balance of real-life banking opportunities with a local branch at a trusted credit union in New Bedford that offers online banking opportunities to help members maximize financial tools.
The downside of internet banking lies more in the behavior of the individual with regard to keeping good financial records and staying on top of automatic payments, as well as the level of customer service received by such an organization. When you join St Anne Credit Union, you gain access to credit union online banking tools for checking and savings management, as well as the option to come to our local branch and meet face-to-face with a representative. Many Internet-only banking options do not support customer service options in-person at a local establishment or even over-the-phone support with a real person. You need to know what you are getting into before investing your money into any financial organization.
The History of Online Banking
While not a new concept in 2018, consumers are still discovering new ways to use credit union online banking tools to their advantage. As the internet started to grow in the early 1990s, many financial institutions began working to discover new ways to integrate web-based tools to improve their abilities and increase their presence for customers and members. Building a web presence was not enough, as they soon determined that the best use of the internet was to allow individuals to open new accounts, process loan applications, and monitor their financial statements for checking and savings.
As a result, by the mid-1990s, banks and credit unions began to provide fully-functional banking tools and web-based options for account management. It still took several years before credit union online banking took off with consumers, but the opportunities were there. Over the years, additional features, functions, and options have been added to internet banking options at St Anne Credit Union in New Bedford. Our members appreciate having the ability to check balances, determine whether payments have cleared, or pay bills whenever they want and wherever they happen to be at the moment.
The Benefits of Face-to-Face Banking
Some traditional banking institutions have taken consumers’ love for web-based banking solutions to mean that they don’t want to come into a local branch and meet face-to-face with a representative. That could not be further from the truth. When you join St Anne Credit Union, you have options available that allow you to choose how transactions and business will be conducted. If you want to come into our local branch in New Bedford to meet with a consultant or representative, we make sure to be available to our members during office hours. We understand that a personal touch is required in many situations to ensure that our members feel comfortable about their financial accounts and investments with our organization.
To learn more about credit union online banking and other options, including credit union auto loan and home loan opportunities, give us a call at 508-993-0011. We can answer any questions that you might have about how to join St Anne Credit Union to assist you with other accounts or questions about our credit union in New Bedford.