Auto Loans: One Reason to Join a Credit Union in New Bedford

credit-union-auto-loansIf you are trying to decide between opening an account at a bank or becoming a member of a local credit union, it is important to consider all of the facts. When it comes to getting a credit union auto loan, opening up a New Bedford money market account or even getting a credit union home loan, there’s no better way to do it than to join St Anne Credit Union in New Bedford, Massachusetts. When you are out shopping for a new or used car, you will see a lot of different financing options are available to you. However, as a member of a local credit union, you will get a whole new opportunity that can help you finance the car of your dreams.

Get the Best Rates
One of the reasons why so many people prefer a credit union auto loan over one of those loans you can get at the dealer is that they can get much better rates. It’s always good to shop around, but you will find that you can get the best deal at your local South Coast credit union than you can anywhere else. The very structure of a credit union as a non-profit financial organization is part of what makes the rates and deals here so attractive. A recent study was done that revealed that the rates at credit unions are much lower than even banking rates on average, helping members to save money over the life of the loan.

Speak with your local customer service agent to find out what you need to do to apply for and qualify for a credit union auto loan – or even a credit union home loan. You can also use your other account opportunities, such as a New Bedford money market account, to help you strategically save money toward a down payment to lower your monthly payments and terms even further.

Get Better Opportunities
When you work with your local representatives at St Anne Credit Union in New Bedford, you gain access to opportunities that just aren’t available at car loan lenders or even local banks. As a member, you are more likely to have options that you won’t be offered by other institutions. If you have concerns about getting approved for a car loan, visit your local credit union to speak with a representative and apply there first. A credit union auto loan is very similar to other types of loans. You need to fill out an application and even the processing and underwriting processes are nearly identical, but our members get preferential treatment that you don’t usually see at big banks.

Providing our members with personalized services is what we do each and every day, whether you are applying for a credit union home loan or opening a New Bedford money market account. Come in and chat with us about your needs for a credit union auto loan and ask about our pre-approval option that will let you walk into the car dealer with a pre-approved loan in-hand. Now that’s purchasing power!

Get Insider Information
In addition to helping our members get the loans and savings opportunities they need at St Anne Credit Union in New Bedford, we are also interested in providing you with the insider information and educational strategies that you need to really put your money to work for you. It is our goal to provide you with top quality customer service and help give you the options that will save you the most money and work with your current situation. We can show you how to calculate the value of your property, including the car you are wanting to trade in and the car you are wanting to buy. More information helps you to make better decisions with the purchases you make.

Knowledge is power – not just for first-time car buyers, but for our members who want to get better rates and deals on their credit union auto loan than they did with their last purchase. You don’t have to get stuck in a bad loan with bad terms and high interest rates. If you come to St Anne Credit Union in New Bedford, you have better choices that can help you to save money and get the best deal available on a used or new vehicle.

Contact St Anne Credit Union in New Bedford
So if you are thinking about buying a car, purchasing a home or want to find new ways to save and grow your money, come and learn more about becoming a member of our local credit union. We can help you with a New Bedford money market account, certificate of deposit or even an IRA Share account. Our team can help find the best strategy for getting you a credit union home loan, personal loan or auto loan, depending on your needs. Give us a call at 508-993-0011 and learn what it takes to become a member of St Anne Credit Union in New Bedford.