Loan Interest Rates

Auto – New

New Auto Loans with auto pay
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
New Auto - 100%5 years2.74% APR$18.68
New Auto - 100%6 years3.24% APR$16.01

Auto – Used

Loan TypeTermRates As Low AsEst. Payment Per $1000
Used Auto 0% Down
Used Auto 0% 5 years3.50% APR* $19.03
Used Auto 0% Down6 years3.75% APR*$16.25
Older Used Auto 2004
Older Used Auto 2005
Older Used Auto 2006
Older Used Auto 2007
4 years
4 years
4 years
4 years
6.99% APR*
5.99% APR*
4.99% APR*
3.99% APR*
$ 23.95
$ 23.49
$ 23.04
$ 22.59

Motorcycle – New

APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
New Motorcycle 10% Down4 years4.50% APR*$22.91

Personal Loans

Personal Loans (Maximum $10,000) with auto pay
APR* = Annual Percentage Rate

Loan TypeTermRates As Low AsEst. Payment Per $1000
Utility Loans48 Months3.99% APR$22.58
Personal Loan2 years7.99% APR*$45.24
Personal Loan3 years9.24% APR*$31.91
Personal Loan4 years9.99% APR*$25.36

Share Loans

APR* = Annual Percentage Rate

Share Secured LoansAnnual Percentage RateMaximum Percent FinancedEst. Payment Per $1000
48 Months3.05% APR100% of available balance22.16
    
Certificate Secured Loans  
48 Months3.00% over rate100% of available balanceN/A

Home Equity

Equity Loan (maximum $125,000) Fixed Rate
APR* = Annual Percentage Rate

TermRateClosing CostsAPR*75% of Value less 1st Mtg.Estimated Payment per $1,000
5 Years3.750%$625.004.095%$27.39
10 Years4.000%$625.004.181%$13.84
15 Years4.500%$625.004.627%$9.35

Mortgages

Purchases 90% with PMI, Refinances no cash out 90% with PMI, cash out 70% of appraised value.

APR* = Annual Percentage Rate  (with auto pay)

TERMPointsRateMinimum Down PaymentAPR*Est. Payment Per $1000
Fixed Rate Mortgages
30 Years04.500%10.00%4.594%$6.02
15 Years04.000%10.00%4.162%$11.61
 10 Years03.750%10.00%3.982%$17.22
5 Years03.375%10.00%5.095%$18.14