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Loan
Below are the current rates for loans. To learn more about a loan rate, choose one from this list:
Auto - New
Auto - Used
Motorcycle - New
Personal Loans
Share Loans
Home Equity
Equity Line of Credit
Mortgages
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APR* = Annual Percentage Rate
Auto - New
| Loan Type |
Term |
Rates As
Low As |
Est. Payment Per $1000 |
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| New Auto–0% Down |
5 years |
5.50% APR* |
$19.11 |
| New Auto–0% Down |
6 years |
5.50% APR* |
$16.34 |
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Auto - Used
| Loan Type |
Term |
Rates As
Low As |
Est. Payment Per $1000 |
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| Used Auto–0% Down |
5 years |
5.75% APR* |
$19.22 |
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Motorcycle - New
APR* = Annual Percentage Rate
| Loan Type |
Term |
Rates As
Low As |
Est. Payment Per $1000 |
| New Motorcycle–10% Down |
4 years |
7.00% APR* |
$23.95 |
Personal Loans
|
Personal Loans (Maximum $15,000)
APR* = Annual Percentage Rate
| Loan Type |
Term |
Rates As
Low As |
Est. Payment Per $1000 |
| Personal Loan - SPECIAL |
11 months |
5.99% APR* |
$93.66 |
| Personal Loan |
2 years |
10.00% APR* |
$46.14 |
| Personal Loan |
3 years |
10.00% APR* |
$32.27 |
| Personal Loan |
4 years |
12.00% APR* |
$26.33 |
| Personal Loan |
5 years |
12.00% APR* |
$22.24 |
| Personal Loan |
6 years |
14.00% APR* |
$20.61 | |
Share Loans
|
APR* = Annual Percentage Rate
| Share Secured Loans |
Annual
Percentage
Rate |
Maximum
Percent
Financed |
Est. Payment Per $1000 |
|
48 Months |
3.25% APR |
100% of
available balance |
22.25 |
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Certificate Secured Loans |
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| 48 Months |
3.00% over rate |
100% of
available balance |
N/A | |
Home Equity
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Equity Loan (maximum $125,000) Fixed Rate
APR* = Annual Percentage Rate
| Term |
Rate |
Closing Costs |
APR* |
70% of Value less 1st Mtg. |
Estimated Payment per $1,000 |
| 5 Years |
5.99% |
$350.00 |
5.99% |
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$19.33 |
| 10 Years |
6.25% |
$350.00 |
6.25% |
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$11.23 |
| 15 Years |
6.50% |
$350.00 |
6.50% |
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$8.71 | |
Equity Line of Credit
|
Equity Line of Credit (maximum $125,000)
Rate may increase after consummation (maximum 18%)
Prime + 0% (currently 6.00%) Special Rate for new Lines Prime - .50%
Variable rate account.
APR* = Annual Percentage Rate
| Loan Type |
Rate |
Closing Costs |
APR* |
70% of Value less 1st Mtg. |
Estimated Payment per $1,000 |
| Equity Line |
5.50% |
$350.00 |
5.50% |
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$14.58 |
| Equity Line |
4.99% |
$0.00 |
4.99% |
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$14.16 | |
Mortgages
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APR* = Annual Percentage Rate
| TERM |
Points |
Rate |
Minimum Down Payment |
APR* |
Est. Payment
Per $1000 |
| Fixed Rate Mortgages |
| 40 Years |
0 |
6.50% |
20% |
6.500% |
$5.85 |
| 40 Years |
1 |
6.25% |
20% |
6.331% |
$5.68 |
| 40 Years |
2 |
6.00% |
20% |
6.158% |
$5.50 |
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| 30 Years |
0 |
6.25% |
20% |
6.250% |
$6.16 |
| 30 Years |
1 |
6.00% |
20% |
6.093% |
$6.00 |
| 30 Years |
2 |
5.75% |
20% |
5.934% |
$5.84 |
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| 15 Years |
0 |
5.50% |
20% |
5.500% |
$8.17 |
| 15 Years |
1 |
5.25% |
20% |
5.403% |
$8.04 |
| 15 Years |
2 |
5.00% |
20% |
5.304% |
$7.91 |
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