What You Need to Know Before Joining a Credit Union

There are a lot of misunderstandings and misconceptions about what a credit union is – and what it isn’t. Before you join a credit union in New Bedford or anywhere else, there are a few things you need to know. Credit unions and banks have some things in common, but in many ways they are […] Read more »

The Road to Home Ownership: Renting vs. Owning

There comes a time in everybody’s life when they start to wonder if they would be better off buying a house or a condo instead of renting an apartment or a house. While there are definite advantages to each option, there are certain questions that we all must ask that will help us determine whether […] Read more »

How to Apply for a Credit Union Home Loan

If you are shopping for new homes in the Greater New Bedford area, it is important to understand ahead of time what to expect when you apply for a home loan at your local credit union. This article is being written to serve as a basic guide to help first time home buyers or credit […] Read more »

Know Your Credit Rating Before You Apply for a Loan

Is there any feeling more embarrassing than to go and apply for a loan at a car dealer or at your local credit union in New Bedford, only to discover that you don’t qualify because your credit score is too low? Unfortunately, this happens way too often. Most consumers don’t have any idea what their […] Read more »

How to Plan and Finance a Wedding

Outside of buying a new home, planning and financing a wedding can be one of the most expensive and stressful purchases that a couple will ever have to face. The average wedding in the United States includes 175-200 guests and can cost over $25,000. Even if you plan on having a smaller event, it can […] Read more »

How to Reduce Debt and Build Savings

One of the hottest topics in America today is learning how to reduce debt. It seems as though everyone these days is a victim of high debt. In addition to reducing debt, it is also important to build up a savings account to use as a reserve in the future to avoid going back into […] Read more »

Retirement Planning Basics: Are You Approaching Retirement?

For individuals who are close to the age of retirement, there is still much planning to do. It is important to take inventory of your resources to make sure you are on track to meet your retirement needs. In the United States, retirees traditionally rely on three primary sources of income for this stage in […] Read more »

Are You Ready to Buy a Home in New Bedford?

There are a lot of advantages to buying a home. The most obvious is that the monthly payments you make each month for your dwelling would go toward investing in a property that you own, rather than paying monthly rent for a place that you will most likely never own. Before making the decision to […] Read more »

How to Negotiate a Deal on a Car in New Bedford or Dartmouth

Buying a used car or a brand new car can either be an exciting or nerve-wracking experience. It all depends on the type of car you need, your budget and your experience working with the savviest group of salesmen to ever walk the planet. Knowing what you want and how much you want to spend […] Read more »

10 Easy Ways to Save Money – Today!

Building up a savings account is something that most people desire, but aren’t quite sure how to accomplish. With more and more American families tightening the belt and living paycheck to paycheck, the idea of establishing and growing a savings account seems like a pipe dream. However, there are some simple strategies that you can […] Read more »