It’s a brand new year! Time to ditch your old way of doing things and start everything fresh and new. One way to change your old habits from last year is to switch from traditional banking and join a credit union in New Bedford. When you join St Anne Credit Union, you gain access to lots of great ways to save and invest your money for the future. What better way to turn over a new leaf in the New Year than to open up a savings or credit union checking account and enjoy all of the benefits that come from being a member of St Anne Credit Union in New Bedford.
Comprehensive Financial Opportunities
One of the best reasons to join a credit union in Southeastern Massachusetts is that there are lots of great services, options and opportunities that are available only to members. Interest rate savings on credit union loans, reduced fees on credit cards, discounts on account fees for direct deposits, free counseling services, increase interest rates on savings and certificate of deposits in New Bedford, and much more are available at many credit unions.
Instead of working for the benefit of the bank owners or a board of directors, credit unions work for the benefit of the members. In fact, each member becomes a shareholder with a voting voice in how things are done. As a not-for-profit organization, credit unions must disperse any gains that are made throughout the year to the membership. These gains are dispersed through reduced or eliminated fees, better interest rates and other profitable opportunities. You could even get a low-cost credit union checking account or savings just for being a member, when you join St Anne Credit Union in New Bedford.
Better Customer Service
Another popular benefit of joining a credit union is that members get much better customer service than they might get at a traditional banking institution. Credit Unions get consistently higher ratings from consumers for customer satisfaction when compared to banks. Members of St Anne Credit Union in New Bedford are from the local region: residents, homeowners, business owners and employees in Plymouth and Bristol counties.
Unlike large corporate banks where customers are often treated like a number, when you join St Anne Credit Union, your account will be handled locally by employees who are members of the local community, that are knowledgeable and experienced in the things that matter to you the most. There is no way that a bank can compete with that type of personalized customer service. You owe it to yourself to get better customer service by switching from a traditional bank to a local credit union.
Protected and Insured
If you have worked with banks before, you know that your deposits are insured by the FDIC or Federal Deposit Insurance Corporation, for up to $250,000. This protects the safety of your deposits at member banks to maintain stability for the economy and increase public confidence. When you join St Anne Credit Union you get the same protection through the NCUA or National Credit Union Administration, which also insures member deposits for up to $250,000. The NCUA provides regulation and supervision to ensure a sound credit union system.
Another advantage of joining St Anne Credit Union in New Bedford over all other institutions, is that we also strive to provide our members with all of the knowledge and tools they will need to succeed in their financial goals. The more education that you have about financial activities designed to help you grow your money, whether through management of a credit union checking account or smart investing in a certificate of deposit in New Bedford, the better your chances will be to become successful.
Join St Anne Credit Union Today
If you are interested in learning more about how a credit union can work to help you achieve your goals, contact our team at St Anne Credit Union in New Bedford, either by calling 508-993-0011 or by visiting our location at 93 Union Street. We can help answer any questions that you might have, provide you with information on our credit union checking account, savings account, money market account and certificate of deposit in New Bedford, and help you to use it all to your advantage. Call today and speak with a representative. Remember, when you join St Anne Credit Union, you don’t just become a client, you actually become a member.