Tips for Using New Bedford Online Banking to Your Advantage

Online Banking New Bedford Credit UnionThe more you know about your money and your own financial status, the easier it will be to keep it all under control. Studies show that it’s the tiniest of mistakes that often lead to the biggest problems with overdraft fees or returned checks. Online banking through your credit union in New Bedford, can help you stay on top of your credit union savings account, checking account, money market account, and other financial tools. Having the ability to check your account balance, available account balance, and find out if any checks or automatic payments have cleared 24-hours a day, 7-days a week is extremely beneficial.

Online Bill Pay Options
Another great advantage that you will see in your online banking member guide is information about online bill pay options. When you join St Anne Credit Union, you gain access to a lot of great tools that you can use to help you manage your money, pay your bills and get control over your finances. Online banking through your credit union in New Bedford can help you to conveniently pay your bills from home, at work, or even out-of-town so you can avoid late fees and stay on top of your payment schedule. Speak with one of our representatives when you set up your initial credit union savings account for tips on how to effectively use this tool to your advantage.

Credit Union Banking On-the-Go
Whether you travel a lot or just have a busy schedule, the banking on-the-go options with online banking for your credit union savings account and checking account, can really be a big advantage. It can help you make sure that payments have cleared, help you remember if you paid a specific bill, and ensure that you have enough money in your account to make a payment or purchase when you are away from home. It doesn’t matter where you are, as long as you have a secure internet connection, you can connect to St Anne Credit Union in New Bedford.

Avoid Overdraft Fees
Another popular feature of online banking is the ability to monitor your account to avoid going overdraft. You can move money from your credit union savings account to your checking account to avoid getting overdraft fees. You can also check on the status of your account before making a purchase so you can move money between accounts as-needed. Check the online banking member guide when you join St Anne Credit Union for even more tips on managing your money to avoid overdraft fees or returned check fees.

Fraud Protection
When you monitor your accounts at your local credit union in New Bedford on a regular basis, you have the ability to spot fraudulent charges better than you would if you only check your account status once a month with a paper statement. Daily monitoring provides our members who join St Anne Credit Union with this beneficial opportunity to spot small problems or accidental billing before it becomes a larger issue. If you see a problem with any of your accounts, including a credit union savings account or checking account, make sure to contact a representative right away to make sure that your account is corrected.

Keep Better Financial Records
Being able to access your accounts with our credit union in New Bedford can be helpful if you need a receipt of payment for reimbursable items at work or for deductions during tax season. Proof of rent payments or mortgage payments, as well as insurance, credit cards and auto loan payments, can all be referenced through our online banking member guide and account history. Even if you lost the original receipt, you can find proof of payment, how much you paid, and when through your credit union accounts.

Join St Anne Credit Union in New Bedford
If you would like to learn more about all of the online banking opportunities available to our members at St Anne Credit Union in New Bedford, Massachusetts, give us a call at 508-993-0011 or stop by our convenient location on Union Street. We offer member accounts to residents and employees throughout Plymouth and Bristol counties in Southeastern Massachusetts. Call today to find out everything you need to know about online banking with your credit union savings account or checking account when you join St Anne Credit Union.