Smart Ways to Use Credit Union Savings Tools in New Bedford

Credit Union Checking and SavingsWhether you are experiencing a time of feast or famine, it is important to learn how to use credit union savings tools to your advantage to help you maximize the power of your money. A lot of people talk about “putting your money to work for you” in the form of investments, but there is a better, less risky way to increase your money while working to save for your future. It doesn’t matter if your goal is to buy a new home, purchase a new car, or pay for a child’s college education, learning how to save can be difficult, especially when there are so many other things that need to be done. One way to increase your ability to save is to take advantage of New Bedford share savings opportunities at St Anne Credit Union.

From a Christmas Club savings account to help keep you out of debt during the holidays to tools available through our credit union online banking program, our team is here to help you find new ways to save and manage your money. Your local credit union is here to help you in ways that you won’t find at traditional banking institutions. While there are many things similar to what you will find at a local bank, your experience with credit union savings, checking and loans will be drastically different to anything you have ever experienced at another financial institution before. This article will focus on all of the ways that you can boost your savings at St Anne Credit Union in New Bedford.

Getting Started: New Bedford Share Savings
To open an account at St Anne Credit Union, you need to start by placing a minimum of $25 into a share savings account. Share savings is the name given to our basic credit union savings account and it operates very much the way that you would expect a basic savings account to operate. You can access your New Bedford share savings account via credit union online banking so you can check your balance, add money to your account, and withdraw it when you need to access your funds.

In addition to opening a share savings account, you must also qualify based on where you live and where you work. Like other credit unions nationwide, there is a certain criteria that must be met in order to become a member of our credit union. Some credit unions are for industry-specific or organization-specific persons. At St Anne Credit Union, we require that you must either live or work in Bristol or Plymouth counties in Southeastern Massachusetts. Come by our location in New Bedford on Union Street to speak with one of our customer service agents about becoming a member.

Keeping It All Balanced
One of the huge advantages to managing your money today is that technology has changed the way that we do business with credit unions, banks and other financial institutions. You can do just about anything with credit union online banking, including checking on your accounts whenever and wherever you want. Mobile technology provides real-time access to account updates on your smartphone, tablet, laptop or other mobile device. There are lots of ways that you can use these online tools to access and manage your credit union savings and checking accounts.

Deposit checks, move money from one account to another, check on your Christmas Club savings account or New Bedford share savings – it can all be done whether you are right here in Southeastern Massachusetts or on vacation somewhere across the country. Bills can be paid, payments can be accepted and processed, and of course you have the ability to buy things online or in-person any time or anywhere. This has helped consumer to take control over their money and use these tools via credit union online banking services to their advantage, providing them with more ways to save and grow their money without having to spend a lot of time focusing on money management.

Some Things You Can Do…
When you sign up to be a member at St Anne Credit Union in New Bedford, it all starts by opening up that first credit union savings account. Once you are a member, you can open a checking account, put money into a certificate of deposit (CD) account or money market savings account. There are lots of options available to members of our Southeastern Massachusetts credit union.

Some of the things that you can do with credit union online banking include:

  • find a local ATM
  • check your account balances
  • transfer money from one account to another
  • pay bills
  • receive payments or deposits from someone else
  • manage accounts
  • check on savings investments for CDs, money markets and IRA accounts

Visit St Anne Credit Union in New Bedford
If you are interested in learning more about opening up a credit union membership account or if you want to know more about credit union online banking, give us a call at 508-993-0011. Our team of highly trained and friendly customer service agents can help you with just about anything from navigating New Bedford share savings to opening a Christmas Club savings account and everything in between.