Credit Union Home Loan: Prepare Your Home for Holiday Guests

holiday-improvementsSummer is nearly over. It’s time to start thinking about the upcoming fall and winter seasons. From parties and family gatherings, to holidays and special events, this is the time of year when most people ultimately end up having guests. For homeowners, this is a great opportunity to start thinking about making home improvements that will make things more comfortable when the relatives come to call.

Your New Bedford CU can help you with a home equity line of credit or other type of credit union home loan, so you can afford to make the improvements that will make your holidays even brighter. Visit St Anne Credit Union in New Bedford and speak with one of our friendly customer service representatives to find out more about all of the options available for making home improvements.

Top 5 Home Improvement Projects for the Holidays
When you guests come to stay this holiday season, it is important to make them feel welcome. The best way to do that is to consider making basic home improvements that will enhance your ability to be a good host. Simple decorative improvements can be made, such as sprucing up the front entrance with a beautiful front door and a festive walkway. Many of these upgrades can be made with a can of paint and a weekend. Other improvements are a bit more costly and could require a home equity line of credit from your New Bedford CU. Before you contact a contractor and start taking bids, it is important to consider how much work you can reasonably afford and whether or not you will need to take out a credit union home loan in order to achieve your goals.

Project #1 – Create a Mudroom Entry
The fall and winter seasons in the New Bedford, Massachusetts area often include a lot of cold weather gear. Coats, boots, mittens, scarves, snow suits and winter sports gear all need a place to be stored safely in your home. If you do not already have a mudroom for your family entrance apart from your front door entry, you may want to consider adding one. Family and guests can use this entry after sledding or participating in other seasonal sports outings, keeping wet boots, dirt, mud and snow away from your primary entrance – and your good carpet or wood flooring. Storage spaces for winter gear, plus weather safe flooring and other helpful amenities will help you to enjoy the seasons even more.

Project #2 – Add a Guestroom
Even if you already have an extra room, you might want to add another guestroom to make your guests feel even more comfortable when they visit for the holidays. Hiring a professional contractor can be quite costly, but it can pay off in increased equity for the value of your home once the work is done. Create a simple and basic space for your guests to put their things and relax in when they visit. Decorate in basic colors, make sure there is ample closet space for them to hang their clothing and shelving to hold extra pillows and blankets, should they need them. Consider having two twin beds instead of a full size or queen size bed to accommodate even more guests.

Project #3 – Declutter Your Home
Sometimes you don’t need a whole new room to be added, you just need to find a better way to declutter and organize your home. Start at the entry area and think about what your guests will see when they enter your home. Will they trip over your children’s book bags and shoes? Is there any furniture that is awkwardly placed? Do you have any art, plants or focal points that wil make a positive first impression when they enter your home? Making sure that there’s a place for everything and that everything is in its place will help you to have a more beautiful home and give you more space for entertaining. Consider hiring a professional organizer to help you find new ways to keep everything under control.

Project #4 – Adding Some Extras
If your goal is to improve the guestroom that you already have for your visitors, there are a few things that you can do to make the space more comfortable. Consider adding little extras, such as a space for them to rest their suitcases and unpack. A small bench can be used for this purpose and it can also hold small baskets or have drawers where linens and other helpful items can be stored. Keep dressers and tables clear so guests can put their things out and within reach during their stay. Consider adding a flat panel television in your guest room so your guests can have some entertainment options outside of what the rest of the family is doing. This is great for guests who might be on a different sleep schedule or that enjoy watching television as they fall asleep. Create a welcome basket with a toothbrush, toothpaste, soap and other necessities in case your guests forgot to bring something they might need.

Project #5 – Add or Expand a Guest Bathroom
One of the most important things you can do to make your guests feel more comfortable in your home is create a well-designed bathroom for them to use during their stay. Make sure that fresh towels, soap, hand soap, shampoo and other important items are conveniently located and visibly available. Consider upgrading your current guest bathroom or add an extra bathroom to make things more convenient for everyone involved. A double sink makes it easier for multiple guests to use the bathroom at the same time. Quality lighting will make it easy for guests to get ready for parties and other outings. Speak with a contractor or remodeling expert about expanding your current bathroom or adding a new bathroom to your home.

Get It Done With St Anne Credit Union in New Bedford
Whatever type of project you decide to take on, make sure to speak with your representative at your local New Bedford CU for different ways to make the improvements more affordable. A home equity line of credit or credit union home loan might help you to achieve your goals without cleaning out your savings account right before the holidays. Give St Anne Credit Union in New Bedford a call today to find out how we can help.